Student Loans Through Iowa Student Loan
The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.
- The Partnership Loan is for students and their cosigners.
- The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

Reset Refinance Loan
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.
These loans are subject to credit approval.
Tools & Tips to Help Minimize Borrowing
Take advantage of Iowa Student Loan’s free planning tools while planning for college and before applying for student loans to:
- Avoid overborrowing
- Explore jobs and potential earnings for graduates of specific majors.
- Estimate total college costs for four years of undergraduate students.
Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.