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Ready Reserve

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A Personal Line of Credit for Overdraft Situations

Overdrafts happen, whether through an accounting error on your part or simple forgetfulness. But when you do overdraw your account, it is good to know you have a backup plan. Ready Reserve from Titonka Savings Bank is there to help when your account dips below zero:

  • Ready Reserve is tied to your personal checking account
  • It acts as a personal line of credit
  • Advances are available in $100 increments
  • Can be used in case of emergencies or whenever you need cash

Apply for Your Own Ready Reserve Today

Download and print a Ready Reserve application to get peace of mind in the form of your own line of credit today.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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