Accounts designed for you.

Your financial needs are unique, and we believe your checking account should be too. TSB Bank offers a variety of personal checking accounts for you to choose from to fit any lifestyle.

Accounts designed for you.

Your financial needs are unique, and we believe your checking account should be too. TSB Bank offers a variety of personal checking accounts for you to choose from to fit any lifestyle.

Account Options

Here's what we offer.

Basic

Checking

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Choice

Checking

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Open a TSB Checking Account Today!

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TSB Coin Jar Program

A new way to build your savings.

We all save our change, right? We think you should have the opportunity to save your digital change, too with the TSB Coin Jar Program. Every debit transaction is recorded and at the end of the day your "digital change" is totaled and deposited into your savings account. A couple of transactions a day could result in a nice chunk of change by the end of the year to put towards Christmas presents, a vacation, or those new pair of shoes you've had your eye on - the possibilities are endless!

Learn More

Apply Now

TSB Coin Jar Program

A new way to build your savings.

Learn More

Apply Now

More Information About Our Accounts

Because you need to know (and because we have to tell you).

Charges and Fees

More Information About Our Accounts

Because you need to know (and because we have to tell you).

Compare

Charges and Fees

Choose What's Right for You.

Fee	Amount
ACH Deposit Acknowledgement Receipt	$10.00 per item
ACH Origination Set-up Fee	$10.00
ACH Same Day (outgoing)	$20.00
Account Activity Printout Fee	$2.00
Account Research & Reconciling ($22.50 minimum)	$45.00 per hour
Account closed within 90 days of opening	$25.00
Amortization Schedule	$7.50
Check Image statement fee	$1.00
Cashiers Check - Customer Only	$5.00
Money Orders - Customer Only	$5.00
Check/Draft Collections (incoming)	$12.00
Check/Draft Collections (incoming) - Non-Customer	$20.00
Copier Service - per page	$0.50
Counter Check charge	4 for $1.00
Debit Card Charge - Foreign Machines & Out of State	$1.25
Debit Card Annual Fee	$18.00
Debit Card Replacement	$18.00
Dormant Account Fee per month on balances less than $200.00	$5.00
Fax Service - cover and 1 page, each additional page $1.00	$5.00
Foreign Currency Order (plus pocket expenses)	$20.00
Foreign Currency Exchange	$10.00
Garnishments and Tax Levies	$25.00
IRA Transfer Out Fee	$25.00
Levy/Garnishment	$30/$55
Mobile Check Deposit (Consumer)	Free
Mobile Check Deposit (Business)	$1.00/item
Money Wires - Incoming	$5.00
Money Wires - Outgoing	$20.00
Money Wires - International Incoming	$20.00
Money Wires - International Outgoing	$50.00
Negative Balance closing fee	$30.00
OD/NSF Paid Fee (includes Bill Pay transactions) - Maximum of 5 paid fees per day on consumer accounts. Negative account balances under $10 are waived.	$30.00
NSF Return Fee (includes Bill Pay transactions)	$30.00
Night Deposit Annual Service Fee	$20.00
Night Deposit Bag	$30.00
Night Deposit Zippered Bag	$5.00
Notary Fee - Non-Customer	$2.00
Reset Internet Banking password	$5.00
Return Deposit Checks - Charged back	$5.00
Return Deposit Checks - Recleared	$3.00
Returned Mail Fee	$5.00
Savings Overdraft Protection (Sweep)	$7.50 per time
Savings withdrawals over 3 per month	$1.00 each
Safe-Deposit Box Drilling - minimum	$300.00
Safe-Deposit Box Replacement Key	$25.00
Safe-Deposit Box Late Fee	$10.00 after 30 days
Signature Guaranty (per document)	$50.00
Stop-Payment fee - ACH	$50.00
Stop-Payment fee - checks (includes Bill Pay)	$35.00
Telephone Transfers	$3.00
Two-Signature Verification Fee	$5.00/Month
Wire Transfer Recall (International)	$25.00 each

Debit Accounts	TSB Basic	TSB Choice	Rate Rewards	Debit Rewards
Minimum Opening Balance	$100 - Waived with direct deposit	$100	$100	$100
Daily Minimum Balance Required to Waive Service Charge		$3,000	$850
Monthly Service Charge if Daily Minimum Balance is Not Met		$10	$8.50
Monthly Service Charge				$5
Fee Waived for Ages 18 & Under
Fee Waived for Students 24 & Under
Interest Paid (on collected funds)
Interest Tiers*
Initial Debit Card Fee	$10	$10
Monthly Debit Card Fee (15th of Month)	$2	$2
Free Small Safety Deposit Box (if available)
TSB Corporate Checks
Overdraft Item Charges	$28	$28	$28	$28
Insufficient Funds Charges	$28	$28	$28	$28
First Cycle Fee Waived
Includes Rewards
Club Checking Benefits
ATM Refunds
Online/Mobile Banking
Mobile Check Deposit	Free	Free	Free	Free
Mobile Payments
Paper Statements (1st of the Month)	$3	Free	$3	$3
eStatements	Free	Free	Free	Free
Available for Individuals
Available to Corporations & Small Businesses
*Check with us for current rate and tier details. Ready Reserve and Automatic Transfer of Funds are available for qualifying applicants for all checking accounts. Generally, accounts with more than 25 deposited items or more than 80 checks per statement cycle will be considered a business account.

Fee	Amount
ACH Deposit Acknowledgement Receipt	$10.00 per item
ACH Origination Set-up Fee	$10.00
ACH Same Day (outgoing)	$20.00
Account Activity Printout Fee	$2.00
Account Research & Reconciling ($22.50 minimum)	$45.00 per hour
Account closed within 90 days of opening	$25.00
Amortization Schedule	$7.50
Check Image statement fee	$1.00
Cashiers Check - Customer Only	$5.00
Money Orders - Customer Only	$5.00
Check/Draft Collections (incoming)	$12.00
Check/Draft Collections (incoming) - Non-Customer	$20.00
Copier Service - per page	$0.50
Counter Check charge	4 for $1.00
Debit Card Charge - Foreign Machines & Out of State	$1.25
Debit Card Annual Fee	$18.00
Debit Card Replacement	$18.00
Dormant Account Fee per month on balances less than $200.00	$5.00
Fax Service - cover and 1 page, each additional page $1.00	$5.00
Foreign Currency Order (plus pocket expenses)	$20.00
Foreign Currency Exchange	$10.00
Garnishments and Tax Levies	$25.00
IRA Transfer Out Fee	$25.00
Levy/Garnishment	$30/$55
Mobile Check Deposit (Consumer)	Free
Mobile Check Deposit (Business)	$1.00/item
Money Wires - Incoming	$5.00
Money Wires - Outgoing	$20.00
Money Wires - International Incoming	$20.00
Money Wires - International Outgoing	$50.00
Negative Balance closing fee	$30.00
OD/NSF Paid Fee (includes Bill Pay transactions) - Maximum of 5 paid fees per day on consumer accounts. Negative account balances under $10 are waived.	$30.00
NSF Return Fee (includes Bill Pay transactions)	$30.00
Night Deposit Annual Service Fee	$20.00
Night Deposit Bag	$30.00
Night Deposit Zippered Bag	$5.00
Notary Fee - Non-Customer	$2.00
Reset Internet Banking password	$5.00
Return Deposit Checks - Charged back	$5.00
Return Deposit Checks - Recleared	$3.00
Returned Mail Fee	$5.00
Savings Overdraft Protection (Sweep)	$7.50 per time
Savings withdrawals over 3 per month	$1.00 each
Safe-Deposit Box Drilling - minimum	$300.00
Safe-Deposit Box Replacement Key	$25.00
Safe-Deposit Box Late Fee	$10.00 after 30 days
Signature Guaranty (per document)	$50.00
Stop-Payment fee - ACH	$50.00
Stop-Payment fee - checks (includes Bill Pay)	$35.00
Telephone Transfers	$3.00
Two-Signature Verification Fee	$5.00/Month
Wire Transfer Recall (International)	$25.00 each

Personal Checking

Personal Checking

Basic

Choice

Open a TSB Checking Account Today!

More Information About Our Accounts

More Information About Our Accounts

Titonka

Forest City

Thompson

Titonka

Forest City

Thompson

Titonka

Forest City

Thompson