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Save Easier with a CD or the CDARS Program at TSB Bank

Saving for the future can be risky. Returns on investments are guaranteed and can even lose value. If only there were safer ways to save. Fortunately, there are: CDs and the CDARS program at TSB Bank.

What are CDs?

CDs, short for certificates of deposit, are deposits of money that grow at a certain rate for a specified period of time. The longer the growth term, the more interest they accrue. The best part about CDs is they are FDIC protected up to the maximum amount, so you won’t lose out on a return like you can with other investments.

CD Options at TSB Bank

There are a variety of CDs to choose from at TSB Bank based on your needs:

  • Regular Term- $500 minimum deposit, terms range from 182 days to 60 months
  • Smart Saver- $50  minimum deposit, fixed rate for 24 months, can add to balance in amounts of $25 or more
  • CD Specials- $10,000 minimum deposit, terms range from 11 months to 51 months.  We add .25% when you open a new checking or have an existing checking account.

Rates are guaranteed for the life of the CD, and penalties are assessed for early withdrawal of funds. Please contact TSB Bank in Titonka, Forest City or Thompson with any other questions regarding CDs.

What is the CDARS program?

CDARS stands for Certificate of Deposit Account Registry Service. It is a program that allows for easier and more secure management of deposits over $250,000. And, just like CDs, they enjoy the full benefits of FDIC insurance for safe growth over their term.

For more information about the CDARS program, please contact your nearest TSB Bank location in Titonka, Forest City or Thompson.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.