First Time Home Buyer – Mistakes to Avoid

Posted by craigjohnsonLoans

So, you’re looking to buy your first home. It can be nerve-racking looking through all the listings, getting loans and insurance, and taking one of your biggest financial moves to date.  Make this adventure we call home-buying easier by avoiding these seven mistakes. Deciding the first house you tour is “The One” Going on that first tour of a house …

4 Things to Consider Before Buying a Home

Posted by craigjohnsonLoans

Purchasing a home is a large financial investment and a decision that should not be made lightly. So I decided to put together a list of things you should consider before you buy your new home.  1. Know your budget. Make sure you have an understanding of your current financials and what you really can afford so you don’t overspend. …

Debt Consolidation: What It Is & How It Works

Posted by mattsmithConsumer Finance, Loans

Let’s say you have credit card bills, medical bills, and a car loan.  Your monthly minimum payments don’t seem to be making a dent in the money you owe.  Then you hear a commercial on late-night tv about debt consolidation, and you wonder if that’s the answer?   First, let’s look at the definition of debt consolidation.  It’s combining your bills …