4 Things to Consider Before Buying a Home

Posted by craigjohnsonLoans

Purchasing a home is a large financial investment and a decision that should not be made lightly. So I decided to put together a list of things you should consider before you buy your new home.  1. Know your budget. Make sure you have an understanding of your current financials and what you really can afford so you don’t overspend. …

4 Reasons to Teach Kids about Agriculture

Posted by Adam LackoreAg

Teaching your child about farming is about so much more than livestock and corn. The agriculture industry provided 22 million jobs in 2018 or 11% of employment and in 2017 had a 5.4% share of the gross domestic product (GDP), according to the United States Department of Agriculture. If that isn’t a large enough motivator to understanding what farmers do …

Budgeting 101

Posted by Evan FritzConsumer Finance

The word “Budget” is like the word “Diet”.  For a lot of people, the word instantly evokes a feeling of dread and the idea of being deprived of something you want.  But in fact, budgeting can mean just the opposite! By tracking your spending and making intentional financial choices, you might get just what you want!   Budgeting does not have …

Tips For Building Your Credit Score

Posted by mattsmithConsumer Finance

You hear a lot about your credit score.  Is it good enough to get a car loan? A mortgage?  Does checking your score make it go down? The commercials on tv make it sound like it’s hard to get a good credit score, and they make you worry that you’ll never own a car or a house!  They also make …

Debt Consolidation: What It Is & How It Works

Posted by mattsmithConsumer Finance, Loans

Let’s say you have credit card bills, medical bills, and a car loan.  Your monthly minimum payments don’t seem to be making a dent in the money you owe.  Then you hear a commercial on late-night tv about debt consolidation, and you wonder if that’s the answer?   First, let’s look at the definition of debt consolidation.  It’s combining your bills …

Best Farming Podcasts You Should Listen To

Posted by Adam LackoreAg

You might already spend hours listening to music when you are working the fields and tending to cattle, but what about podcasts? We live in the technology age which means there is some pretty great content to listen to while working that might even teach you a thing or two. Here are some of the best farming podcasts if you …

Pros & Cons of DIY Accounting

Posted by toddschwartzBusiness

Tax season is almost here so you might be wondering if you should try to do your taxes yourself or hire someone to do it for you. You might even think, “there are plenty of other things I can DIY, why not my accounting too?” I have put together a list of pros and cons of doing it yourself in …

Most Common Business Models in 2020

Posted by Evan FritzBusiness

So you have a great idea of how to make money or you have identified a need not currently being met in the market, but you aren’t so sure how to make that into a business, let alone be profitable. Here are some of the most profitable business models that are in the market right now and why they are …

Legacy Farms: Succession Planning

Posted by michaeljohnsonAg

If you grew up on a family farm, then you might be coming into the next phase: taking over the farm or becoming a partner in the business. There is a huge amount of pride in being a part of a family legacy and helping continuously build it, but there are a lot of difficulties in navigating the fields of …

Farming vs. Ranching

Posted by michaeljohnsonAg

For those not in the agricultural industry, farming and ranching might seem like the same thing, but there is actually a difference. I am going to help you understand that difference and it comes down to the purpose of the land. Definitions A farm is an area of land and its buildings that are used for agriculture such as growing …