Have you considered starting a savings account for your child or grandchild? These accounts are beneficial within so many aspects of both you and your child’s life. Savings accounts can help give your child a firm financial foundation, teach them money saving skills, and offer them an easily accessible and secure method of saving money. Starts Your Kids Off Well …
Technology has changed the way the world works and interacts, and for the most part it has been for the better. However, as people continue to rely more and more on their devices and the internet, scammers and hackers find more ways to hurt them. Cyber security is becoming more important than ever to keep your information and devices safe, …
In many families, there may be the need to have multiple bank accounts to manage the flow of all financial activity. With multiple checking and savings accounts, everyone in the family should consider what type of account is right for them. For instance, keeping all of your money in just one account may cause you to miss out on benefits …
How much do you need to retire? Will you continue working after age 65? Do you want to travel during your retirement? These are just a handful of questions that are important for retirement preparation. Unlike saving for a home or new vehicle, saving for retirement requires long-term commitment and goal-oriented benchmarks. At Titonka Savings Bank we want to help …
The holidays are an exciting time for friends and family to show their love by feasting on turkey and giving gifts, but shopping on a budget can be a nightmare. For many households, spending hundreds of dollars to get a little something for everyone is impossible, and can make the holidays more stressful than enjoyable. With some planning ahead and …
Favorite family traditions typically take place in a home. You might celebrate birthdays, holidays, anniversaries around the dinner table. You might play catch in the yard or even plant a garden. For many people, owning a home is an exciting chapter in their lives. This excitement can sometimes be overshadowed by the daunting paperwork that comes with being a homeowner. …
Depending on if you are a crop farmer, livestock farmer, or both, you will need to prepare for the winter months ahead. Typically, the average temperature in Iowa during the winter is 14 degrees F. There are items you can add to your to-do list now to make your winter stress-free. Review Your Insurance If you have crops or livestock, …
Saving money can seem daunting, especially in the current economic climate. Keeping a budget on track has been made even more difficult by the usual bills piling up and necessary shopping, school starting, and the economic slump caused by Covid-19. However, these easy and achievable tips can help anyone save. Make a Budget The most important part of keeping your …
At Titonka Savings Bank we understand that adding to your family may not only be an emotional decision but a financial one as well. With the growing costs of childcare alone, it’s important to have a well-rounded plan for covering the expenses of your expanding household. In order to plan most effectively, we recommend structuring your budgeting into these three stages: …
Any number of situations can arise on a farm that cause farmers to enter a grain bin. Maybe some grain has clumped up or just isn’t flowing properly, or maybe you need to check the grain quality or clean the bin. Regardless of the reasons, safety should always be a top priority when entering a grain bin. According to a …
