Tips For Building Your Credit Score

Posted by mattsmithConsumer Finance

You hear a lot about your credit score.  Is it good enough to get a car loan? A mortgage?  Does checking your score make it go down? The commercials on tv make it sound like it’s hard to get a good credit score, and they make you worry that you’ll never own a car or a house!  They also make …

Debt Consolidation: What It Is & How It Works

Posted by mattsmithConsumer Finance, Loans

Let’s say you have credit card bills, medical bills, and a car loan.  Your monthly minimum payments don’t seem to be making a dent in the money you owe.  Then you hear a commercial on late-night tv about debt consolidation, and you wonder if that’s the answer?   First, let’s look at the definition of debt consolidation.  It’s combining your bills …