Holiday Shopping on a Budget

Posted by Evan FritzChristmas, Holidays, Money Saving Tips, Shopping Tips

The holidays are an exciting time for friends and family to show their love by feasting on turkey and giving gifts, but shopping on a budget can be a nightmare. For many households, spending hundreds of dollars to get a little something for everyone is impossible, and can make the holidays more stressful than enjoyable. With some planning ahead and …

Money Saving Tips to Keep Your Budget On Track

Posted by Evan FritzLifestyle, Money Saving Tips

Saving money can seem daunting, especially in the current economic climate. Keeping a budget on track has been made even more difficult by the usual bills piling up and necessary shopping, school starting, and the economic slump caused by Covid-19. However, these easy and achievable tips can help anyone save. Make a Budget The most important part of keeping your …

The Cost of Kids: How to Plan for Your Growing Family

Posted by Evan FritzConsumer Finance, Money Saving Tips

At Titonka Savings Bank we understand that adding to your family may not only be an emotional decision but a financial one as well. With the growing costs of childcare alone, it’s important to have a well-rounded plan for covering the expenses of your expanding household. In order to plan most effectively, we recommend structuring your budgeting into these three stages: …

Tips on Saving Money While in College

Posted by Evan FritzCollege, Money Saving Tips

College is considered a time to earn a degree, gain an education, and make new friends. One thing nobody associates college with, however, is saving money.  The poor college student living off instant ramen and asking their parents for money is a common stereotype, and not that far off.  In fact, according to Financial Advisor, nearly two-thirds of college undergrads …

Budgeting 101

Posted by Evan FritzConsumer Finance

The word “Budget” is like the word “Diet”.  For a lot of people, the word instantly evokes a feeling of dread and the idea of being deprived of something you want.  But in fact, budgeting can mean just the opposite! By tracking your spending and making intentional financial choices, you might get just what you want!   Budgeting does not have …

Most Common Business Models in 2020

Posted by Evan FritzBusiness

So you have a great idea of how to make money or you have identified a need not currently being met in the market, but you aren’t so sure how to make that into a business, let alone be profitable. Here are some of the most profitable business models that are in the market right now and why they are …

Investing For Beginners

Posted by Evan FritzInvesting

Investing for the first time can be confusing and intimidating.  But reports of quick fortunes being made are enticing, and planning for your financial future is important.   Start with the knowledge that fortunes are not typically made quickly, and investing doesn’t have to be complicated or scary.  Take some time to read about investing options, and make an appointment …