| The Statement Savings Account is the basic savings account from the Titonka Savings Bank. | |
| Minimum Opening Balance |
$100.00 |
| Daily Statement Balance Required
to Earn Interest |
$1.00 |
Interest Tiers |
No |
| Interest Compounding Period | Monthly |
| Monthly Service Fee if Under Required
Daily Minimum Statement Balance |
$2.50 per month if under $100.00 |
| Fee Waived For: |
|
| Students Age 24 and Under |
YES |
Age 18 and Under |
YES |
| Nonprofit Organizations |
YES |
Excess Item Fee: |
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle with no more than 3 by check, draft, or similar order to third parties. $5.00 per debit in excess of 6 and $0.25 per deposited item over 20. |
| Overdraft/NSF Item Charge |
$20.00 |
| Interest Paid |
Yes - Compounded Monthly |
| Available for Individuals |
YES |
| Available for corporations and
small business |
YES |
| The TSB MMDA Account is the money market account available to our customers. | |
| Minimum Opening Balance |
$1,000.00 |
| Daily Statement Balance Required
to Earn Interest (on collected funds) |
$1,000.00 |
| Interest Tiers |
YES - Check with us for current
rate and tier details |
Monthly Service Fee if Under Required Daily
Minimum Statement Balance |
$10.00 |
Fee Waived for Nonprofit Organizations |
YES |
| Excess Item Fee: |
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle with no more than 3 by check, draft, or similar order to third parties. $5.00 per debit in excess of 6 and $0.25 per deposited item over 20. |
| Overdraft/NSF Item Charge |
$20.00 |
| Imaged Checks and Deposits |
FREE |
| TSB Image Binder (if not combined
Statement) |
FREE |
| Available for corporations and
small business |
YES |
| Account Benefits
- All accounts include the following benefits with no additional
fees or charges |
||
| Account Balance Inquiries |
Activity from all accounts on one monthly statement |
ATM (open
24 hours per day) |
| Automatic Clearing House Transactions |
Automatic Loan Payments |
Bank by Mail |
| Cash Savings Bonds |
Check Cashing |
Check Safekeeping |
| Direct Deposit |
Night Depository |
Notary Public Services |
| Telephone Transfers |
TSB VISA and Mastercard Cash Advances |
Treasury Tax & Loan Deposits |
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
173 Main St N, PO Box 309 • Titonka, IA 50480-0309
Telephone 515-928-2142 • 800-920-2085
Fax 515-928-2042
101 Highway 69 N • Forest City, IA 50436-1616
Telephone 641-585-3247 • Fax 641-585-3907
155 Jackson St, PO Box 7 • Thompson, IA 50478-0007
Telephone 641-584-2275 • 866-984-2275
Fax 641-584-2575
©2001-2007 Titonka Savings Bank
09/11/2003