Titonka Savings Bank - Certificates of Deposit


	Certificates of Deposit
	Standard CD's Certificates of Deposits have a $500 minimum Maturities range up to 5 years Rates are fixed for the term of the CD Penalty assessed for early withdrawals varies with maturity Rate enhancement may be available Rate bump-ups may be available CDARS - Certificate of Deposit Account Registry Service - available Smart Saver CD's Smart Saver CD's have a $200 minimum Lower minimum balance than Standard CD's Interest Rate is higher than what is paid on a regular savings account Money can be added to the Smart Saver CD at any time in $25 increments. Smart Saver CD's pay at the rate of a 2 year Standard CD Only available in 2 year terms Penalty assessed for early withdrawals CD's with maturity of more than 12 months forfeit 182 days of interest Rates are fixed for the term of the CD Semi-annual interest compounding Important Information About Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
	173 Main St N, PO Box 309 • Titonka, IA 50480-0309 Telephone 515-928-2142 • 800-920-2085 Fax 515-928-2042 101 Highway 69 N • Forest City, IA 50436-1616 Telephone 641-585-3247 • Fax 641-585-3907 155 Jackson St, PO Box 7 • Thompson, IA 50478-0007 Telephone 641-584-2275 • 866-984-2275 Fax 641-584-2575 ©2001-2007 Titonka Savings Bank 09/11/2003