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Consumer Checking Comparison

TSB Consumer Checking Account Comparison

ElectronicFreeRegularNOW Premier
Minimum Opening Balance$0.00 $100.00$100.00 $100.00 $100.00
Daily Minimum Balance Required to Waive Service ChargeNot ApplicableNot Applicable$500.00$750.00 or Combined Deposit Account Balance of $10,000.00 $3,000.00
Monthly Service Charge
$5.00 FREE $7.50 $10.00$9.00
Fees Waived For:Not ApplicableNot Applicable
  • Students 24 and under
  • Customers 62 and older
  • Non-Profit Organizations
Not Applicable Not Applicable
Excess Item Charge $5.00 per non-electronic item over 0 Unlimited Items $0.20 per debit in excess of 35 in a statement cycle $0.20 per debit in excess of 35 in a statement cycle NONE
Interest PaidNo No No Yes Yes
Interest TiersNoneNone None Yes Yes
Initial Card FeeFREE$7.50 $7.50 $7.50 FREE
Monthly Card Fee
 FREE $1.50 $1.50 $1.50 $1.50
Non-SHAZAM Inquiry/Transfer/Withdrawal$1.00 each over 5 per month    
Check Images with StatementNot AvailableOptional - $4.00 per cycleFREEFREEFREE
Optional Check Image BinderNot Available$10.00 eachFirst Binder free
Overdraft/NSF Item Charge
First Cycle Fee WaivedYES Not Applicable YES YES YES
Available for IndividualsYES YESYES YES YES
Available for Corporations and Small BusinessesNO NO NO NO NO
Overdraft Defender(sm) Protection Available




Account Benefits - All accounts include the following benefits with no additional fees or charges

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.