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Regular Checking Account

The Regular Checking Account receives an imaged statement.  Service charges are waived for students 24 and under, customers 62 and older and Non-Profit Organizations.
Minimum Opening Balance
$100.00
Daily Minimum Statement Balance Required to Waive Service Charge
$500.00
Monthly Service Charge if Under Required Daily Minimum Statement Balance
$7.50
Fees Waived For:
  • Students 24 and under
  • Customers 62 and older
  • Non-Profit Organizations
Excess Item Charge
$0.20 per debit in excess of 35 in a statement cycle
Interest Paid
No
Interest Tiers
None
 
SHAZAMCHEK Card:
Optional
Initial Card Fee
$7.50
Monthly Card Fee
(15th of each month)
$1.50
All SHAZAM Activity
FREE
Non-SHAZAM
Inquiry/Transfer/
Withdrawal
$1.00 each over 5 per month
 
Check Images with Statement
FREE
Image Binder
First binder free
 
Overdraft/NSF Item Charge
$25.00
First Cycle Fee Waived
YES
 
Available for Individuals
YES
Available for corporations and small business
NO
YES

 

 

 

Account Benefits - All accounts include the following benefits with no additional fees or charges

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.