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Free Checking Account

The Free Checking Account is a low cost, no frills checking account for individuals. There is no minimum balance to avoid service charges, and there are no per-check fees assessed against the account.
Minimum Opening Balance
$100.00
Monthly Service Charge
FREE
Excess Item Charge
Unlimited Items
Interest Paid
No
Interest Tiers
None
 
SHAZAMCHEK Card:
Optional
Initial Card Fee
$7.50
Monthly Card Fee
(15th of each month)
$1.50
All SHAZAM Activity
FREE
Non-SHAZAM
Inquiry/Transfer/
Withdrawal
$1.00 each over 5 per month
 
Optional Check Images with Statement
$4.00 per cycle
Optional Check Image Binder
$10.00 each
 
Overdraft/NSF Item Charge
$25.00
First Cycle Fee Waived
N/A
 
Available for Individuals
YES
Available for corporations and small business
NO
YES

 

 

 

Account Benefits - All accounts include the following benefits with no additional fees or charges

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.