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Electronic Checking Account

The Electronic Checking Account is meant for those who need an account to receive their electronic paychecks and do not want to write checks. The account includes a TSB SHAZAMChek card and requires no minimum amount to open. This account is meant to be accessed only by the debit card, so a per check fee applies whenever any paper items are presented against the account.
Minimum Opening Balance
$0.00
Monthly Service Charge
$5.00
Excess Item Charge
$5.00 per non-electronic withdrawal over 0.
Interest Paid
No
 
SHAZAMCHEK Card:
Yes
Initial Card Fee
FREE
Monthly Card Fee
(15th of each month)
FREE
All SHAZAM Activity
FREE
Non-SHAZAM
Inquiry/Transfer/
Withdrawal
$1.00 each over 5 per month
 
Overdraft/NSF Item Charge
$25.00
First Cycle Fee Waived
YES
 
Available for Individuals
YES
Available for corporations and small business
NO
NO

 

 

 

Account Benefits - All accounts include the following benefits with no additional fees or charges

 

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we may ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.