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TSB Bank Has Been Awarded A FIVE STAR rating by Bauer Financial, Inc. for the Second Quarter of 2010 - 09/30/2010


Titonka Savings Bank with offices in Titonka, Forest City, and Thompson has earned the highest rating for strength and stability from BauerFinancial, Inc., Coral Gables, Florida, the nation's bank rating firm.  Earning Bauer's coveted 5-Star Superior rating indicates that Titonka Savings Bank is one of the strongest banks in the country excelling in such areas as capital adequacy, delinquent loan levels, and profitability.

"There has been a lot of debate recently about how much capital banks should have on hand," explains Karen L. Dorway, president of BauerFinancial.  "That has never been a question here at Bauer.  A sizeable capital cushion can make all the difference in an economic crisis.  In fact, we consider it so important that in order to earn a 5-Star rating from Bauer, Titonka Savings Bank's capital ratios are at least twice what federal regulators require.  With twenty-seven years to back us up, Bauer has always believed that capital is king."

Established in 1916, Titonka Savings Bank has been serving the needs of its neighbors and friends for 94 years.  It operates through three conveniently located offices in Titonka, Forest City and Thompson and can be found on the internet at

Titonka Savings Bank:  "Your 5-Star Community Bank."

BauerFinancial, Inc., Coral Gables, Florida, the nation's leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983.  No institution pays BauerFinancial to rate it, nor can any choose to be excluded.  Consumers may review a list of  star-ratings by visiting